AML/CTF obligations are now in force. If you provide designated services, confirm your enrolment and implementation position. Check what your practice needs now →
For accounting, legal and professional service practices

Your trusted AML/CTF
compliance brain, designed for your practice.

Pivot is a practitioner led agentic platform for establishing, implementing and maintaining an AML/CTF program shaped around the nature, size and complexity of your actual operations. Practitioner knowledge, connected AI agents and clear guardrails work together while your practice retains judgement, review and approval.

Register your interest
Practitioner led and human controlled

See what applies to your practice

Your profession alone does not determine your obligations. Tell us which professional services you provide so you can start with the work that is relevant to your practice.

No obligation. Practitioner led, with people in control.

Led by a qualified Chartered Accountant and GAICD
Over 20 years across risk, governance and compliance
Practitioner led, shaped by banking and finance experience
Human controlled agentic AI with clear guardrails
Professional credentials
Chartered Accountant, CA ANZ Graduate, Australian Institute of Company Directors Associate Member, Institute of Public Accountants Associate Member, CPA Australia
Why now

The obligations are now in force.

In force
Since 1 July 2026
The expanded AML/CTF obligations have commenced
Enrolment
29 July has passed
Confirm that your practice has enrolled if required
Regulatory focus
Implementation
Be able to show meaningful progress in putting the program into operation
What comes next
Ongoing evidence
Keep the program and its evidence current as your practice changes
Annual AUSTRAC report
30 September 2027
The first financial year compliance report covers 1 July 2026 to 30 June 2027. The submission window is 1 July to 30 September 2027. AUSTRAC guidance
Davina Dunn, Founder and Principal of Pivot ComplianceDavina Dunn · Founder
The practitioner behind Pivot

Practitioner knowledge shapes the platform.

Pivot was founded by Davina Dunn, a qualified Chartered Accountant and GAICD with over 20 years of risk, governance and compliance experience across banking and finance. Her experience as a CFO and Head of Risk and Compliance shapes the questions, workflows, training and guardrails built into Pivot.

Qualified Chartered Accountant GAICD Former CFO & Head of Risk and Compliance Over 20 years of experience Associate Member, CPA Australia Associate Member, IPA
About Davina and Pivot
The client conversation

The hard part is not the ID. It is asking for it.

Identity and source-of-funds requests need to fit the professional relationship. Pivot helps practices connect engagement letters, professional standards, customer due diligence and staff guidance so the conversation is clear, consistent and supported by the wider AML/CTF program.

Prepare the client before information is requested, give staff language that fits the practice and keep the reason, decision and supporting record connected to the program.

Relevant to the services, customers and risks of the practice.

How Pivot works

Practitioner knowledge and agentic AI, working together around your practice.

Pivot learns how your practice operates, asks contextual questions and guides the work that is relevant to you. It adapts as your information, risks and circumstances change.

01

Learn your practice.

Build a profile of your services, customers, delivery channels, structure, people, existing processes and risks.

02

Connect the program.

Link the practice profile to the risk assessment, governance, program, engagement letters, due diligence and controls.

03

Guide the next task.

Ask contextual questions, surface missing information and provide training and guidance relevant to each role and task.

04

Adapt and maintain.

Keep reviews, changes, decisions, actions and supporting evidence visible as the practice and its risks evolve.

Built in AI guardrails Relevant legal and regulatory basis Practitioner designed workflows Uncertainty and missing information surfaced Human review and approval Traceable decisions and evidence
The New Zealand experience
2018
Why maintenance matters

The program must stay current between independent evaluations.

New Zealand brought professional services into its AML regime in 2018. Then the audits came. Regulators repeatedly found risk assessments that had not kept pace with the business and customer checks that were not adequately supported. The lesson for Australian practices is to look beyond a three-year audit cycle. Shape the program around the practice, put the controls into everyday work, and maintain the decisions and evidence from the beginning so they are ready for independent evaluation when required.

FAQ

Common questions

Does Tranche 2 apply to my professional services practice?

Your profession alone does not determine your obligations. What applies depends on whether your practice provides designated services and how those services are delivered.

The enrolment date has passed. What should my practice do now?

Confirm whether your practice must enrol, complete enrolment if required and establish a program, systems and controls that reflect the nature, size and complexity of your actual operations.

We already verify identity. Is that enough?

No. Identity verification is one activity within a wider program that includes risk assessment, governance, customer due diligence, training, monitoring, reporting, record keeping and ongoing maintenance.

How does the AI help?

Pivot learns about the practice, asks contextual questions, identifies missing information, guides the next relevant task and helps keep decisions and evidence current as circumstances change.

What does practitioner led mean?

Practitioner experience shapes the workflows, questions, training and guardrails. The AI supports the work, while the practice retains professional judgement, review, approval and accountability.

Built with professional service practices

Shape Pivot around the work your practice actually needs.

Tell us where your accounting, legal or professional services practice needs clarity, connected workflows or better evidence as it puts its AML/CTF program into operation and keeps it current.

Platform development is underway. Pricing will be confirmed and is being designed to be accessible and affordable for professional service practices.

Register your interest
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